Hisbah (Supervision) Application in Determining of Standardized Standard Akad Modes on Islamic Financial Institution in Indonesia

Prawitra Thalib, Hilda Yunita Sabrie, Faizal Kurniawan, Erni Agustin

Abstract


As an intermediary institution based on sharia principle, sharia banks are required to performing two compliance namely compliance syariah principle and law compliance, as for th application of two compliance is it not only in  good corporate governance and the kind of product sharia bank, but also on financing deed made by a notary. Therefore financing deed in sharia banks must reflect sharia compliance principle besides the law compliance, special concern about sharia compliance, has become scope authority from the Sharia Supervisory Board, in this term Sharia Supervisory Board not only ensure the application of sharia compliance but also every deeds which was built by a notary sharia bank must to be in accordance with the sharia principle. Failure on the fulfillment of the shariah principle on a sharia bank financing deed can led to such deed null and void, so that in this case application of sharia principle should be given to the aspect of protection sharia banks and consumer protection which took the form of the superintendence of the Sharia Supervisory Board to every sharia bank financing deed.


Keywords


Anxiety, Neurofeedback, Virtual Reality Technology, Therapy

Full Text:

PDF

References


Aharon Layish. Islamic Law in The Modern World Nationalization, Islamization, Reinstatement, Islamic Law and Society. Volume 2;Issue 3.

Seeni Mohamed Nafees and Zainal A. Ayub, Resolution of Islamic Banking Disputes by Way of Arbitration in Sri Langka. Arab Law Quarterly, Volume 30; Issues 4.

Rami Koujah. Divine Purposiveness and its Implications in Legal Theory: The Interplay of Kalam Usul Fiqh. Islamic Law and Society, Volume 24; Issue 3

Jafri Khalil Prinsip Syariah dalam Perbankan, Jurnal Hukum Bisnis Vol.20; 2002.

Heri Sudarsono. Bank dan Lembaga Keuangan Syariah Deskripsi dan Ilustrasi. Jogjakarta, Ekonisia; 2003.

Tim Pengembangan Perbankan Syariah. Institut Bankir Indonesia. Jakarta, Djambatan; 2007.

Adrian Sutedi. Perbankan Syariah. Bogor, Indonesia, Ghalia; 2009.

Freddi Harris. Teddy Anggoro. Hukum Perseroan Terbatas: Kewajiban Pemberitahuan oleh Direksi. Jakarta, Indonesia, Ghalia; 2010.

Ishaq. Dasar-Dasar Ilmu Hukum. Jakarta, Sinar Grafika; 2009

Pipin Syarifin. Pengantar Ilmu Hukum. Bandung, Pustaka Setia; 2009.

Philipus M.Hadjon. Pengantar Hukum Administrasi Indonesia. Yogyakarta, Gadjah Mada University Press; 2002.

Sudarto. Hukum Pidana I. Fakultas Hukum Universitas Dipenogoro, Semarang.

Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah, Lembaran Negara Republik Indonesia Tahun 2008 Nomor 94.

Undang-Undang Nomor 2 Tahun 2014 Tentang Perubahan Atas Undang-Undang Nomor 30 Tahun 2004 Tentang Jabatan Notaris, Lembaran Negara Republik Indonesia Tahun 2014 Nomor 3.

Peraturan Mahkamah Agung Republik Indonesia Nomor 2 Tahun 2008 Tentang Kompilasi Hukum Ekonomi Syariah.

Peraturan Bank Indonesia Nomor 11/3/PBI/2009 Tentang Bank Umum Syariah.

Peraturan Bank Indonesia Nomor 13/23/PBI/2011 Tentang Penerapan Manajemen Resiko Bagi Bank Umum Syariah dan Unit Usaha Syariah.

Peraturan Otoritas Jasa Keuangan Nomor 1/POJK.07/2013 Tentang Perlindungan Konsumen Sektor Jasa Keuangan.

Peraturan Otoritas Jasa Keuangan Nomor 30/POJK.05/2014 Tentang Tata Kelola Perusahaan Yang Baik Bagi Perusahaan Pembiayaan.

Peraturan Otoritas Jasa Keuangan Nomor 31/POJK.05/2014 Tentang Penyelenggaraan Usaha Pembiayaan Syariah.


Refbacks

  • There are currently no refbacks.




Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.

Revista Publicando.

Licencia de Creative Commons

 

This Content is available under licencia de Creative Commons Reconocimiento-NoComercial-CompartirIgual 4.0 Internacional.